Bookcover of Microcredit and poverty in Mexico
Booktitle:

Microcredit and poverty in Mexico

An impact assessment in urban markets

VDM Verlag Dr. Müller (2009-09-06 )

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ISBN-13:

978-3-639-19655-9

ISBN-10:
3639196554
EAN:
9783639196559
Book language:
English
Blurb/Shorttext:
Mexico has undergone a major reform in financial markets that transformed the system from financial repression to financial liberalisation and yet, many enterprising households, particularly at the bottom- end of the income distribution, remain excluded from institutional financing. In 2001, the Mexican government launched the National Programme for Financing the Microentrepreneur aimed at expanding access of poor households to credit. The intervention was based on the proposition that the impacts of microcredit on poverty and well-being are positive and significant. In this book, such a proposition is tested in the context of urban poverty Mexico. Although microcredit is found to have positive impacts on income poverty, the magnitude of the impacts is marginal and only significant among the moderate poor and non-poor. The empirical evidence suggests that rigid screening, incentive and enforcement devices exploited by microcredit programmes generate a significant utility cost to the borrower that undermines potential (and desirable) poverty impacts. The book concludes with reflections on the policy implications.
Publishing house:
VDM Verlag Dr. Müller
Website:
http://www.vdm-verlag.de
By (author) :
Miguel Niño Zarazúa
Number of pages:
412
Published at:
2009-09-06
Stock:
Available
Category:
Economics
Price:
79.00 €
Keywords:
Microcredit, poverty, labour markets, well-being, urban Mexico, impact assessment

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