Bookcover of Experience Rating in Workers' Compensation Insurance
Booktitle:

Experience Rating in Workers' Compensation Insurance

Econometric analysis using panel data

AV Akademikerverlag (2013-09-16 )

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ISBN-13:

978-3-639-47773-3

ISBN-10:
3639477731
EAN:
9783639477733
Book language:
English
Blurb/Shorttext:
This research is focused on the empirical identification of the relationship between the level of U.S. workers' compensation benefits and reported injury rates. The relationship is ambiguous. If there is an increase in workers' compensation benefits, the employee would have to pay less of the cost for injury, and thus take less precaution to prevent injuries. This incentive would imply higher injury rates. On the other hand, the experience rating system in workers' compensation insurance would provide incentives for firms to invest more in safety in order to keep insurance premiums at a lower level. As a result, an increase in workers' compensation benefits, would imply lower injury rates. A cross-section time series data set over the years 2003-2009 is used to estimate the relationship. Estimates are obtained using fixed effects least squared dummy variable estimator.
Publishing house:
AV Akademikerverlag
Website:
http://www.akademikerverlag.de/
By (author) :
Olivera Janic
Number of pages:
76
Published at:
2013-09-16
Stock:
Available
Category:
Economics
Price:
28.90 €
Keywords:
Moral Hazard, fixed effects, experience modification factor, workers' compensation insurance, least square dummy variable, total temporary disability benefits, injury rates

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