Bookcover of Microfinance Services and Their Effects on Small Farmers in Rwanda
Booktitle:

Microfinance Services and Their Effects on Small Farmers in Rwanda

LAP LAMBERT Academic Publishing (2016-08-09 )

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ISBN-13:

978-3-659-16406-4

ISBN-10:
3659164062
EAN:
9783659164064
Book language:
English
Blurb/Shorttext:
Micro-finance industry in Rwanda is considered as the most effective mechanisms to reduce poverty.Many smallholder farmers lack self-financing for their activities.Despite the important roles assigned to micro-finance services, little is known about their contribution to the income and livelihood of smallholder farmers in Rwanda. This study examines the contribution of micro-finance services to the income of smallholder farmers.Primary data were collected from 240 respondents randomly selected in the 3 sectors of Nyamagabe District. Descriptive Analysis, Logit Model and Propensity Score Matching were used to analyze the data. The results from Logit Model indicated that Age of a household head, Education, Total Annual Assets, Home Savings, and Off-farm Income significantly influenced the smallholder farmers’ decision to participate in micro-finance services. Results from Propensity Score Matching Model showed that the households who had participated in micro-finance services had increased their total annual income more than non-participants.Therefore,the use of SACCOs and Micro-finance services need to be promoted by the Government for mobilizing savings and extending credit.
Publishing house:
LAP LAMBERT Academic Publishing
Website:
https://www.lap-publishing.com/
By (author) :
Mutamuliza Eularie, Rose Nyikal, Stephen G. Mbogoh
Number of pages:
124
Published on:
2016-08-09
Stock:
Available
Category:
Economics
Price:
49.90 €
Keywords:
income, Logit Model, microfinance services, Rwanda, Smallholder Farmers, Propensity Score Maching, Nyamagabe District

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